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PROPERTY INSURANCE

Property insurance protects things from basic damage. Renter’s insurance is for individuals and families renting a home or apartment and covers personal things from damages related to common weather (examples: wind, rain), structural damage to the building (examples: fire, flood), and theft. Homeowner’s insurance is for individuals and families who own their own home and protects both the home and personal things from damages.

Different insurance policies cover different types of damage and some things, like tornado or earthquake damage, may have to be purchased through separate insurance policies. Georgia does not require property insurance, but some apartment complexes and mortgage companies may require it.

Respected Georgia Property Insurance Companies**

* Based on JD Powerand Associates ratings

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PUBLIC HOUSING

Public housing, or low-cost, government-supported housing, was started to provide low-income families safe, clean, low-cost housing. Public housing can be apartments or houses. There are many organizations that specialize in managing public housing and can help locate public housing in the area.

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BILL PAY

There are many organizations that can help pay or lower monthly bills for housing (rent or mortgage), energy, food, and transportation. Each program has different eligibility requirements and offers different services. Contact the service provider to learn about their services and eligibility requirements.

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HOUSING SERVICES

PUBLIC AND LOW-COST HOUSING SERVICES

Atlanta Housing Authority
Manages low-cost apartment complexes.
230 John Wesley Dobbs Avenue NE, Atlanta 30303
404-892-4700
www.atlantahousing.org

DeKalb County Housing Authority
Manages low-cost apartment complexes and houses.
750 Commerce Drive, Suite 201, Decatur 30030
404-270-2500
www.dekalbhousing.org

Habitat for Humanity
A non-profit that helps low income families build, own, and repair their own houses.
Atlanta: 404-223-5180
Stone Mountain: 770-931-8080
www.habitat.org

Initiative for Affordable Housing
Provides low-cost housing options including apartments and houses.
1434 Scott Boulevard, Suite 200, Decatur 30030
404-299-9979
www.affordablehousingatl.org

Salvation Army
Manages William Booth Towers, a low-cost apartment complex for the elderly and disabled.
1125 Ponce De Leon Avenue NE, Atlanta 30306
404-875-7495
http://salvationarmyatlanta.org/

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BILL PAY SERVICES

Decatur Area Emergency Assistance Ministry
Provides gas, electric, water, and prescription bill assistance. Must make an appointment to apply.
Holy Trinity Episcopal Church, 515 E Ponce de Leon Avenue, Decatur 30030
404-373-2300
http://deamdecatur.org/
M and R: 11am

DeKalb County Housing Authority
Provides assistance with the Housing Choice Voucher Program, a federal program that provides vouchers to help individuals and families pay for a house, townhouse, or apartment.
750 Commerce Drive, Suite 201, Decatur 30030
404-270-2500
www.dekalbhousing.org

Partnership for Community Action
Provides energy bill assistance.
815 Park North Boulevard, Clarkston 30021
404-537-4300
www.pcaction.org

Salvation Army
Provides housing and energy bill assistance.
3500 Sherrydale Lane, Decatur 30032; 404-486-2714
2090 North Druid Hills Road, Atlanta 30329; 404-486-2800
http://salvationarmyatlanta.org/

Somali American Community Center (SACC)
Provides assistance with applications for energy assistance.
436-D N Indian Creek Drive, Clarkston 30021
404-296-1308
http://www.somaliaccatl.org/

St. Vincent de Paul
Provides housing, energy, medical, food, legal, transportation, and burial bill assistance.
2050-C Chamblee Tucker Road, Atlanta 30341
678-892-6163
www.svdpatl.org

United Way
Provides housing, energy, and food bill assistance.
100 Edgewood Avenue NE, Atlanta 30303
404-527-7200
www.unitedwayatlanta.org

Urban League of Greater Atlanta
Provides workshops on how to buy a home, assistance with negotiating mortgages, and housing bill assistance.
229 Peachtree Street NE, Suite 300, Atlanta 30303
404-659-1150
http://ulgatl.org/



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